Surgery property insurance with Jersey Mutual
As Jersey’s surgeries prepare to re-open their doors full-time following the Covid-19 crisis, they have never been more valued by their patients. Our appreciation for medical staff and front line workers runs deeper than ever, and at Jersey Mutual we join in applauding their remarkable efforts.
We understand that as a surgery or clinic property owner, you may be facing a challenging time ahead. One thing you shouldn’t have to worry about is insurance cover because at Jersey Mutual we are more dedicated than ever to delivering an outstanding service and product to commercial property owners.
Our Commercial Property Owner’s insurance cover will protect your surgery in uncertain times, whether you are a practitioner yourself, a business owner, or if you simply own the building. Our standard cover includes essentials such as buildings insurance, business interruption and property owner liability cover.
Specialist surgery property insurance in Jersey tailored for you
Whether you own a GP surgery, dental studio, complementary therapy practice, or veterinary practice, you are faced with a unique set of risks. The right property insurance cover is essential in fulfilling your duty of care to your tenant and members of the public, as well as protecting your investment from financial hardship, should the unexpected happen.
Naturally, you will wish to protect your liability for injury to patients and visitors, so we include property owner liability as standard.
Damage to your property can have a hugely detrimental effect on your business, so our cover includes commercial buildings insurance to cover against unfortunate incidents such as fire, malicious damage and escape of water.
Should the worst happen and your premises has to be vacated for a time following an insured incident, our policy includes business interruption cover to make up for a shortfall in income.
We understand that no two surgeries are the same, and we work closely with our Members to gain an understanding of their business in order to design the best insurance policy for them. As standard you can expect:
Commercial buildings insurance – including (but not exclusive to) unforeseen events such as theft, malicious damage, fire, and escape of water.
Business interruption – if your practice is forced to close for a time following an insured incident, then we will make up the shortfall in your income.
Property owners liability – public liability insurance to cover you for personal injury to visitors and customers, as well as your defence costs in the event of a legal dispute relating to your commercial property.
For more information view our Commercial Property Owner’s Insurance Prospectus.
Why surgery owners choose Jersey Mutual
Surgery owners and practitioners know the value of care, customer service and confidentiality more than anyone, and at Jersey Mutual, we share the same principles. As a Member, you can be sure of a professional service from real people, who really care. We do not work with brokers, and your insurance policy is held and handled personally by senior members of our staff. There are no administration fees or agent commissions, and as a society, we can offer you very competitive premiums.
Rest assured we will deal with any claim directly, swiftly and with absolute confidentiality. You can be certain that we have your best interests at heart and, should the unexpected happen.