Shop property insurance with Jersey Mutual
After a very challenging and unprecedented few months, many retail outlets in Jersey have re-opened their doors to welcome back shoppers. Despite this positive development for shop owners, it is likely that the effects of Covid-19 will be felt for the considerable future. As a shop owner, the need to protect your property against unforeseen events is more important than ever. While the retail industry moves towards recovery, you deserve the reassurance of the best shop insurance to protect you from financial risk.
Shop insurance from Jersey Mutual provides cover for all kinds of outlets, from corner shops to specialist retailers, to boutiques. We can provide you with a tailored insurance solution for your property, giving you the peace of mind to concentrate on getting back to business as usual.
Your one-stop shop for shop property insurance
As a property owner in Jersey you need look no further for insurance than Jersey Mutual. Our Commercial Property Owners Insurance Policy includes essential cover such as buildings and public liability insurance, with the option to cherry-pick additional covers to suit your premises.
As a shop owner, most of your biggest assets are under one roof, so robust buildings insurance is essential. As a Member of Jersey Mutual, you can rest assured that your building and contents are covered against unfortunate circumstances such as fire, theft or malicious damage. You can be certain that we will settle your claim swiftly, so that you can restore your property to as it was before the claim occurred.
Jersey Mutual can help protect you against further loss if you are forced to close your shop following an insured incident. Our policy provides the option for business interruption cover following a valid claim, covering the shortfall in your income until you can open your doors once more.
Jersey Mutual shop property Insurance offers the reassurance of these key covers as standard:
Commercial buildings insurance – including (but not exclusive to) unforeseen events such as theft, malicious damage, fire, and escape of water.
Business interruption – if your property is forced to close for a time following an insured incident, then we will make up the shortfall in your income.
Property owner’s liability – public liability insurance to cover you for personal injury to visitors and customers due to a defect in your property.
For more information view our Commercial Property Owner’s Insurance Prospectus.
Why shop property owners choose Jersey Mutual
Jersey Mutual have been trusted insurance providers to business and property owners for over 150 years. Like you, we understand the importance of impeccable customer service and you can be assured of our personal and professional approach.
As a Member of Jersey Mutual, you will also benefit from the following personal touches:
- No brokers or third-party involvement. Your Commercial Property Insurance policy is held and handled personally by senior members of our staff.
- No administration fees or agent commissions.
- Real people who really care.
Contact us for shop property insurance in Jersey
You can be confident that we will deal with any claim directly, swiftly and with absolute confidentiality. At Jersey Mutual, we have your best interests at heart and it is our priority to help keep your retail business thriving.