Commercial Property Owners Insurance

Commercial Property Insurance from Jersey Mutual

Our Property Owner insurance policy offer comprehensive cover to enable property owners and landlords alike to relax, safe in the knowledge that their biggest investment is being well looked after. We can offer comprehensive buildings, contents, loss of rent and property owners liability  cover on block of apartments, and various commercial buildings.

The commercial property policy is designed to meet the insurance needs of commercial property owners, including:

  • Offices
  • Cafés
  • Restaurants
  • Shops
  • Surgeries

Why you need Property Owner Insurance

You can rent your property with confidence, when you take Property Owner insurance through Jersey Mutual. As a landlord it is your responsibility to protect your property from potentially damaging occurrences. From buildings and contents insurance to loss of rent, liability and malicious damage we can protect you should something go wrong. Depending on your property, tenants and priorities, you can pick and choose how you’d like to be covered.

Insurance cover for all

It is not a legal requirement to have Property Owner insurance, but it is a wise decision if you want to protect your financial investment. Likewise, you should encourage your tenants to insurer their own contents and liability.

How much does Property Owner insurance cost?

The cost of your Property Owner insurance will ultimately depend on the level of cover you choose.  There is no “one size fits all” and at Jersey Mutual we offer bespoke packages that are relevant to our client’s residential and commercial property needs.

Why choose Jersey Mutual for your Property Owner insurance

At Jersey Mutual, we are exclusively owned by our members, and since 1869 we have been working hard to stabilise premiums, increase cover and improve our service to all.

Because we are not insurance brokers or part of a large conglomerate, we have the flexibility to work closely with landlords in providing tailor made insurance that matches their property portfolio.

We not only help landlords find the right insurance cover for their rental properties, but can offer the following select benefits to our members:

  • No brokers or third-party involvement – your Property Owners insurance policy will be personally held and handled by us
  • Senior staff members handling your claim
  • No administration fees and no agent commissions
  • No phone queues, stalling tactics or delays
  • Real people who really care

We believe our friendly approach will be of assistance in both determining the level of insurance you require and dealing with claims should they arise.

Whether you are a landlord of a commercial property or running a business from your building, Jersey Mutual can protect your property, landlord contents and loss of rental income following unforeseen events such as fire or flood damage. Our property product is designed for the insurance needs of commercial properties.

View our Commercial Property Insurance Summary of Cover here:
Commercial Property Owners Prospectus

Please call 01534 734246 or email to obtain a quotation.


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