Apartment Block Insurance
Jersey Mutual Apartment Block / Flat Insurance
It is essential that you have the right insurance in place to protect your investment against the unexpected if you own a block of flats or an apartment block.
At Jersey Mutual, our Apartment Block Insurance policy offers flexible cover that protects your assets, your tenants and income if you need to make a claim.
Specialist Property Owners insurance
Property is arguably the most important assets in your portfolio, so it is imperative that you protect it. Flats and apartment blocks come in all shapes and sizes. It makes sense to look for an insurance policy shaped around your needs.
Our Apartment Block Insurance policy is a bespoke product that is design for high value apartment block properties in Jersey; designed to meet the insurance needs of residential property owners such as:
- Private Individuals
- Resident Associations
- Financial Institutions
- Property Owning Companies
- Property Management Companies
We can safeguard both tangible and intangible assets. We cover you for loss of rent and protect you against any libellous disputes with our comprehensive cover.
- Commercial buildings insurance – including (but not exclusive to) unforeseen events such as theft, malicious damage, fire, civil commotions, strikes and escape of water. We can offer accidental damage where specified.
- Business interruption – if your apartment block is uninhabitable following an insured incident, then we will make up the shortfall in your income or rent. We also cover any un-occupancy following a claim.
- Cover for legal expenses and fees – Cover the cost of architect’s, surveyor’, managing agents, legal and consulting engineer’s fees incurred.
- Property owners liability – to cover your legal liability for personal injury to tenants and visitors. It also covers your defence costs in the event of a legal dispute relating to your commercial property.
Depending on your property, tenants and priorities, you can pick and choose how you’d like to be covered.
View our Apartment Block Insurance Summary of Cover here:
Commercial Property Owners Insurance Prospectus
At Jersey Mutual we’ve got you covered
Our Apartment Block Insurance policy offers innovation underpinned by real benefits. For example, the Society places a great deal of importance on its ability to provide a high level of privacy and confidentiality. When you join the Society, you benefit from a visit by on our of most senior members of staff. The same person may also visit you should you need to make a claim. This will ensure it is resolved quickly. At Jersey Mutual, we believe our friendly approach will be of assistance in both determining the level if insurance you require and dealing with your claims.