About Us

As the Island’s only Insurance Society, we are proud of our record and reputation in Jersey, Established in 1869.

Our local knowledge and considerable financial strength enables the Society to deliver an unrivalled insurance package for your property and its Contents.

Here are some of the benefits that underpin our core values:

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Your policy is held directly with us. We don’t use Brokers.
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No agent commissions.
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No dividends to shareholders. We reinvest our profit into the Society.
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No phone queues, stalling tactics or delays. Just real people who care.

As well as providing you with competitive premiums, Jersey Mutual can always be trusted to offer honest advice.

Crucially, Jersey Mutual’s level of personal care means there will be no stalling tactics, delays or phone queues – Just a genuine desire to handle your claim efficiently, quickly and above all sympathetically.

Ultimately our strength derives from our Members. That is why we promise to continually improve our service for the benefit of our Members. In an ever-changing world, full of challenges we will embrace the future together.

Strength In Depth

We are confident about the future, because we are aligned to Jersey’s particular needs. Because we are owned by you our Members, you can always be sure that our resources are used solely to stabilise premiums and increase service levels to Members whenever possible.

Continuity and financial stability has been key to our success. The long-term protection of the Society’s Members has always been our main priority. To ensure this Jersey Mutual has accumulated considerable reserves which has helped us establish extensive reinsurance arrangements within Lloyds of London and selected company markets.


Terms & Conditions of Business

Fundamental Rules

Bye Laws

Report and Accounts


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